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Protection, explained

Short guides to checking a licence, spotting a clone, and what a compensation scheme will and won’t do.

Guide 01How to check a broker's licence in five minutesThe licence number on a broker's website proves nothing until you've matched it on the regulator's own register.Guide 02Clone firms: when a real licence number is used by someone elseA clone borrows a licensed firm's name and number. The register entry is real; the website isn't.Guide 03Which company actually signs you up?One brand, several companies, different rules. Where you live usually decides which one holds your account.Guide 04Compensation schemes: what they pay and what they don'tA scheme can return client money when a firm fails. It never covers trading losses.